HOMEOWNERS INSURANCE

At Gold Coast Family Insurance, we know that home is where all memories start and you home is your safe haven. By that reason, we take further charge to give your home the maximum protection it deserves. We understand your home is biggest investment that is why we take the responsibility to protect your home wholly to keep its value.
Coverages:
  • Dwelling
    Pays to repair or rebuild the physical structure of your house, foundation, roof, and attached structures (like a garage)
  • Other Structure
    Covers detached structures on your property, such as fences, storage sheds, or gazebos.
  • Personal Property
    Protects your belongings (furniture, clothing, electronics) if they are stolen or destroyed.
  • Liability Protection
    Helps cover legal fees and medical bills or damages if you are found legally responsible for someone else’s injury or property damage.
  • Loss of Use (Additional Living Expenses)
    Pays for temporary housing, food, and other essential extra costs if you are not able to live in your house.
  • Scheduled Personal Property Coverage
    Provides higher-limit, specific protection for high-value items. Scheduling ensures full reimbursement up to the items actual worth.Discount/Savings
  • Multiple product (Bundling)
  • Smart Home Savings (Monitored security system)
  • Loyalty discount
  • Paid-in full discount.
  • Rental Dwelling Coverage (Landlord Insurance)/ (Dwelling Fire Policy)
    Protects residential property owners against physical damages, financial liability, and lost rental income when leasing property to tenants.
  • Coverage Components
  • Dwelling Coverage
    Pays to repair or rebuild the physical structure of the rental building and attached fixtures.
  • Other Structure
    Covers detached buildings on the property, including fences, sheds, or detached garages.
  • Liability Protection
    Helps pay for legal fees, medical expenses if a tenant or guest is injured on the premises.
  • Landlords Personal Property
    Covers limited items kept on-site for property maintenance, such as appliances or lawnmowers.